Today it is very difficult to imagine the life of a modern person without social networks, because if not everyone, then many have a page on some of the popular sites. With the passage of time, fraudsters also began to use social networks willingly, and therefore, the number of cybercrimes has seriously increased.
Types of Fraud
Beggars on the Net
Almost every Internet user has encountered this type of fraud. The scheme is simple, scammers post photos of sick children who need an urgent expensive operation, homeless animals who need money for maintenance, etc. Under the photo is the account number to which you need to transfer funds. These posts either appear in your news feed from reposts made by your compassionate friends or come to you in messages. In addition to photographs, these messages contain a burning text with pleas for help. The calculation here is based on your compassion.
Account Hacks
The bottom line is that a message comes from your friend on the social network with a request to transfer funds to the account specified by him. He explains this by a difficult situation that arose suddenly and as soon as he is at home, he will return the money to you by transferring to the card and explain everything, at the same time he asks not to call the phone. As soon as you help your "friend" by transferring funds to his account, he immediately "disappears" without saying "thanks", and after a while, he receives a message that his account on the social network has been hacked. Congratulations, your money has gone "nowhere", you have become another person who filled the pocket of a sophisticated crook
Electronic Wallets
Most often, to steal your passwords and secret information, scammers use "spam mailings" to your e-mail address, their text usually says that your wallet is blocked, you need to click on the specified link and enter your personal data. As soon as you follow the instructions of the scammers, they can easily use the electronic wallet for their own purposes.
Security Check
The essence of this type of fraud consists of sending messages on behalf of the bank to your e-mail address that they are trying to write off funds from your account in a fraudulent way, therefore, to protect the card and cancel the write-off operation, you need to send it to the number specified phone confirmation code, which will come after a while. You, succumbing to excitement and panic, act clearly according to their instructions, of course, without reading the text of the message (which indicates that this code confirms the withdrawal of funds from your account) send the confirmation code to the specified phone number. By sending the specified code, as it turns out later, you personally pay for purchases, services and transfer funds to the accounts of other persons.
Online Dating
Having met on the Internet with a charming man or pretty girl, at their urgent request, you send them your photos of intimate content.
The payment for this can be blackmail with the sending of correspondence or candid photos to your friends or relatives who are on the list of friends in this social network. The fraudster sends the bank account number to which you must transfer the indicated amount of funds, otherwise, he threatens to perform the above actions.
Buying a Thing
There are various shops on the internet that sell fashionable clothing, accessories, used sports equipment, and more.
As a rule, the seller asks for an advance payment for such a product to a bank account, and even in the amount of one hundred percent of its value. As soon as you have paid for the purchase, the seller immediately disappears with your money.
How to Keep Yourself Safe
- Do not reply to messages asking for help to sick people or animals, and even more so, don’t transfer money to them! If you really want to help, then contact the aid funds that are registered in the Russian Federation, information about them is posted on their official websites.
- In no case do you react to strange messages from friends in which they ask to transfer funds to them? If you are really worried about your friend or loved one, then call him and ask about what happened on the phone.
- Do not respond to messages that scammers are trying to write off funds from your account, do not follow the links that scammers send. If you really have doubts, then call the bank's hotline, but in no case call the phone number indicated in the link or in the message!
- If you do not want your personal life and candid photos to not become public, do not share it with strangers.
- Come up with an original and complex password for the mailbox to which you will register your social network account.
- If you want to purchase something online, do not prepay for it. A self-respecting seller receives payment for the goods upon receipt of it by mail, or at the sales office of such a store.
- Always install a better antivirus to protect your data from online insecurity.
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