Bitcoin, Monero, Ethereum and Co. | How Safe Are Cryptocurrencies?

Cryptocurrencies like Bitcoins are a technological innovation: The virtual currencies are secured by encryption and are usually organized in a decentralized manner. The history of cryptocurrencies began in the early 1990s when a group of cryptographers and programmers referred to themselves as “cypherpunks” based on the word “cyberpunk”. In addition to technical discussions, the Cypherpunks also exchanged political positions; it was important to them to protect privacy. One means for this should be technologies whose security can be mathematically proven: encryption.



The Briton Adam Back is one of the active cypherpunks. Back had to fight spam in 1997 Hashcash developed: Hashcash used for the first time proof-of-work for proving Provided work and a basic building block of Bitcoin and other cryptocurrencies. Fun fact: Because Back invented Hashcash, it is sometimes rumored that Adam Back is actually Satoshi Nakamoto, the pseudonym of the unknown Bitcoin inventor. “Satoshi Nakamoto” is, so to speak, the Japanese equivalent of “Hans Mustermann”. On November 1st, 2008, Nakamoto presented Bitcoin and the associated white paper "Bitcoin: A Peer-to-Peer Electronic Cash System" (PDF). Nakamoto laid the technical foundations of Bitcoin and left further development to others.

Cryptocurrency, Blockchain, E-Wallet & Co.: Terms

If you would like to enter the world of digital currencies, you will encounter terms such as “blockchain” or “e-wallet”. If we take a look at how cryptocurrencies work, these terms become a little clearer. Let's take a closer look:

Blockchain & Cryptography Make It Possible

If we look at the origin of the cryptocurrencies - the cypherpunks from the 90s - it becomes clear that the developers attached importance to privacy. Bitcoins pursued a similar goal: They wanted to ensure that payments can be made anonymously and that third parties should not be able to track these payments either. Encryption is used for this in blockchain technology. With the help of cryptography, information is changed in such a way that it no longer makes sense at first.

Bitcoin, for example, uses the SHA256 algorithm. Transfers in Bitcoins are summarized in hash blocks. The algorithm is used on the one hand to summarize transactions, and on the other hand to be able to conceal payments from undesired third parties. Also, there is the security factor: if Bitcoin transactions were unencrypted, it would be possible to change transactions in your own favor using the Bitcoin program code.

For a better understanding, we clarify the term “blockchain”: The name of the term is derived from the type of data documentation. In other words: data set blocks are strung together and thus linked to form a growing blockchain (= "blockchain"). Participating network nodes agree on a uniform blockchain status using a consensus procedure, while the cryptographic mechanisms ensure that data that has once been included in the blockchain remains unchangeable.

Store Cryptocurrencies Securely in The E-Wallet

The term “wallet” or “e-wallet” is often heard in connection with cryptocurrencies. Think of a wallet as a kind of digital wallet for your cryptocurrencies. You need a wallet if you ...

·         ... receive cryptocurrencies from others,

·         ... store cryptocurrencies or

·         ... want to send cryptocurrencies.


You need a separate wallet for each of your cryptocurrencies, for example, a Bitcoin wallet, a Monero wallet, and so on. With your Bitcoin wallet you can only manage Bitcoins, but not Moneros. The comparison with a wallet is only partially correct because wallets are a little more complicated than the wallet. If you now want to send cryptocurrencies to a wallet, you need the address of the wallet. This address is a long combination of numbers and letters and each wallet is assigned a unique address.

It is worthwhile to find out more about the different wallets because sending cryptocurrencies can cost money: Sometimes sending coins from your wallets costs almost nothing, sometimes it costs more than 10 euros. Wallets are available in different versions: as an online wallet as the simplest variant, as a hardware wallet for those who are looking for a solution with more security, or as a software wallet. This variant is usually offered for download by cryptocurrency operators. Advantage: Your private keys are yours. Disadvantage: You have to secure these private keys on a secure device.

Digital Currencies: An Up and Down

From exultation to death saddened: Investors who want to invest in cryptocurrencies need strong nerves! Erratic fluctuations are the order of the day with Bitcoin & Co. Nevertheless, one can hardly avoid considering whether the digital coins are not suitable as an investment. Unfortunately, there are too many arguments against it:

No official means of payment: Cryptocurrencies are not accepted by the department store around the corner or by the responsible tax office - and very likely not by your landlord either. There are a few online shops and organizations that accept cryptocurrencies, but digital currencies do not work on a broad front.

Lack of protection: Common investments are sometimes more, sometimes less secure: government bonds are undoubtedly safer than stocks. The statutory deposit insurance applies in the case of bankruptcy of the system provider. This is not the case with cryptocurrencies: no central bank, no state is behind the digital taler. Nobody can guarantee that the crypto credit will be profitable. The German financial supervisory authority BaFin and the British FCA have already warned of the risk of loss of cryptocurrencies.

Lack of material value: Anyone who owns shares in a securities account is involved in a company. Anyone who stores gold can assume that they have a means of payment in case of a crisis. In both cases, there is a material value that is recognized. This is different with cryptocurrencies: they only have value as long as the users believe in the success of the respective cryptocurrencies. If speculators turn away from a cryptocurrency, the value can slide into the basement.

Cryptocurrencies: Opportunities and Risks

A huge advantage of cryptocurrencies is their flexibility: They can be used pseudonymously all over the world without the need for an intermediary such as a bank. This means that even large sums can be transferred worldwide in a matter of minutes. The pseudonymity should be emphasized once again: Third parties cannot understand who paid what for how much. Cryptocurrencies are therefore more privacy-friendly than paying by debit or credit card.

The lack of state regulation of cryptocurrencies can be problematic, however: own transactions can be excluded by majority decisions by miners ( i.e. those who “ mine” cryptocurrencies, see our article “Crypto Mining: Malware KryptoCibule steals from victims” ). The mining process for managing the blockchain is complex, which makes cryptocurrencies less efficient. The fact that cryptocurrencies are not a currency in the legal sense and that there are currently more than 1,000 different cryptocurrencies on the market does not simplify matters.

To be able to estimate cybercrime risks with cryptocurrencies, we are now presenting a specific case in which cryptocurrency websites were attacked using social engineering.

"I Would Love to Be a Millionaire"

As reported by security expert Brian Krebs on his blog, strangers have attacked several cryptocurrency platforms. Apparently, they used data that they had previously been able to trick GoDaddy employees into using social engineering. As Krebs explained, the perpetrators changed the DNS records at GoDaddy, which enabled them to redirect the e-mail and data traffic and to access the platform systems. GoDaddy spokesman Dan Race confirmed to Brian Krebs that the cybercriminals had persuaded employees to change data on some customer domains: “We immediately blocked the accounts affected by this incident, undoing any changes made to the accounts and helped affected customers regain access to their accounts. "

GoDaddy spokesman Race did not go into any more detail about how the attackers managed to get employees to change their credentials. Social engineering is the name of this scam, in which interpersonal manipulation is done to lure people out of confidential information or even encouraging them to change accounts. Once again, it shows how important security awareness is and that people are often the greatest weak point.

Hacking Cryptocurrencies: Difficult, but Not Impossible

Of course, this was not the first attack in the history of cryptocurrencies. As we saw at the beginning, the connection between blockchain and encryption is thoroughly secure. As the above-mentioned incident shows, however, security is only as good or bad as the knowledge of the person using it. The cryptocurrency Bitcoin is considered "hacker-safe" because the entire network constantly checks the Bitcoin blockchain. In fact, Bitcoin has never been hacked before.

In principle, hacker attacks can be fended off well because blockchain technology is distributed and decentralized. However, the wallets for storing cryptocurrencies are much easier to hack than the blockchain. Accordingly, reports of successful hacker attacks are circulating again and again:

·         The security provider Kaspersky explains in the article "Four crypto hacks explained!" The "ridiculous reasons for the last four crypto hacks". In this post, you will not only encounter social engineering again, but you will also learn what 51% of attacks are all about.
·         Internet World reports on attacks on blockchain wallets and gigantic numbers from 2020 in the article "Blockchain hackers stole more than 13.6 billion US dollars".

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Cryptocurrencies: How Safe Are They?

As you can see, there are certainly arguments in favor of cryptocurrencies. There is privacy, but also the security of the combination of blockchain and encryption. The decentralized approach also promises security. However, it should be remembered that there have been successful attacks on the wallets and that the human factor can be added as insecurity, as the GoDaddy case showed. If you do not understand cryptocurrencies as an investment, but as a means of payment with generally rather low acceptance, as a digital alternative for small purchases or for unbureaucratic international money transfer, then we will already come closer to reality. Think carefully about which wallets you want to use, because not all are safe, and some wallet operators also charge high transaction fees.

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